Umbrella Policy

A liability policy with high limits. Provides coverage for losses above the liability coverage limits of an underlying policy or policies such as homeowners and auto insurance. Coverages are often broader than those underlying policies and vary from insurance company to insurance company. Unlike the underlying policies a deductible, or retention, is usually applied to a loss before a loss payment.


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William Hajj Insurance Agency
36 Mill Plain Rd.
Danbury, Connecticut 06811
Phone: (203) 748-5346
Fax: (203) 798-6392
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